Housing and Grants

The Planning Division administers three grant programs for the City of Cape Coral including the Community Development Block Grant Program (CDBG), State Housing Initiatives Partnership Program (SHIP), and the Neighborhood Stabilization Programs (NSP1 and NSP3). These programs are used to provide affordable housing and increase social service opportunities for the citizens of Cape Coral.  

Community Development Block Grant (CDBG) and State Housing Initiative Partnership Program (SHIP) funds are awarded to eligible non-profit agencies and City departments on an annual basis (as received).  Please note INDIVIDUALS and FOR PROFIT entities are not eligible to apply for these funds.  These funds are typically awarded through a competitive grant process, however, the City reserves the right to allocate these funds to meet a need established through City policy and/or specific grant program requirements.  When funding is available, notices will be posted on this website under the Notice of Funding Availability (NOFA) Section below. 

Please be advised that each of these grant programs has specific program regulations that are required to be fulfilled, not all projects proposed will meet program requirements.  Additionally, the City utilizes the same requirements as agencies that are funded through our grant programs.   Agencies who wish to apply for funding are required to meet with City Staff to ensure their project/agency meets these requirements prior to making an application.

HUD's new Neighborhood Stabilization Program (NSP) provides emergency assistance to state and local governments to acquire and redevelop foreclosed properties that may otherwise become sources of blight or abandonment within their community. 

See more information on these programs below, or reach out to Contacts from the City's Planning Division.

Community Development Block Grant (CDBG)
Program Overview
The U.S. Congress established the Community Development Block Grant (CDBG) Program with the passage of the Housing and Community Development Act of 1974. The Program is administered by the U.S. Department of Housing and Urban Development (HUD). The City of Cape Coral is considered a HUD-designated entitlement community. HUD bases entitlement awards on a complex formula allocation that takes into consideration factors such as population, housing stock, and the extent of poverty as determined by the U.S. Census Bureau.

The primary objective of the CDBG Program is the development of viable urban communities by providing decent housing and a suitable living environment, and by expanding economic opportunities, principally for low- and moderate-income persons. The City of Cape Coral has been a recipient of CDBG funds since 1981. The City's CDBG Program uses its funds for the comprehensive revitalization of designated neighborhoods, housing rehabilitation, social services, home ownership assistance, acquisition of real property, and public facilities and improvements. The program has touched and enriched lives in Cape Coral by providing services that otherwise would not have been available.