To identify and minimize all risk exposures to the City of Cape Coral and provide quality service to its citizens and employees.
§ Risk Management is responsible for identifying risk, assessing risk, and taking steps to reduce risk to an acceptable level.
§ Execution of the risk management responsibilities involves both pre-loss and post-loss initiatives.
§ Pre-loss tasks include risk elimination, risk engineering, and risk education.
§ Post-loss actions include injury and damage assessment; cost containment and resolution; and recovery and finding.
Difinitive Summary: To provide forecast analysis for potential risk and professional advice regarding the method of financial funding for the exposure, such as a self insurance program, ensuring the plan is implemented according to the specified governmental guidelines. Also promotes the best safety practice through preventive, proactive programs to department and employees. The long-term goal is to minimize insurance and other costs (including lost time and manpower) associated with safety.