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Looking for Affordable Housing?

Coconut Cove Apartments - LEED for Homes Platinum Rated Development
The City of Cape Coral provides funding to local not-for-profit agencies for the production, preservation and rehabilitation of affordable housing.  These programs target very low, low and moderate income households.  All programs are governed by applicable state and federal regulations and are available on a first come, first available basis. 

Are you looking for affordable homeownership opportunities?
Two agencies implement the City’s affordable homeownership programs:  Cape Coral Housing Development Corporation and Habitat for Humanity of Lee County. 
Cape Coral Housing Development Corporation offers two (2) programs for income qualified households: Homeownership/New Construction and Down Payment Assistance. For further information on these programs or qualification requirements please contact the agency directly at 239-471-0922 or

Habitat for Humanity offers new and rehabilitated homes to income qualified households.  For further information on these programs or qualification requirements, please contact the agency directly at 239-652-0388 or

Are you looking for emergency rehabilitation assistance for your home?
Cape Coral Housing Development Corporation offers assistance to income qualified homeowners for the rehabilitation of their homes.  Repairs are for life, safety, welfare issues only.  Rehabilitation will be limited to repairs or improvements that are needed for safe or sanitary habitation, correction of substantial code violations and/or barrier removal for accessibility by physically challenged individuals.  For further information please contact the agency directly at 239-471-0922.

Are you looking for assistance for connecting to city utilities?
The City of Cape Coral has recently restarted its utility expansion project.  As a component of this, pending grant approval, the City will be offering assistance to low income households with connection of the home to the utility lines, the septic abandoment and meter fees.  Assistance will be limited to income qualified households and funds are limited.  This program is currently suspended.

Are you looking for affordable senior or disabled rental housing?
Several local not-for-profit agencies offer affordable senior or disabled housing.  These include Goodwill Industries at 239-995-2106 (disabled)  and Habitat for Humanity of Lee and Hendry Counties at 239-652-0434(senior). 

Are you looking for affordable rental housing?
For information on Section 8 housing vouchers please contact the Housing Authority of the City of Fort Myers at (239) 344-3220.  This agency is responsible for Section 8 vouchers throughout Lee County, including the City of Cape Coral.
For a complete searchable database of affordable rental properties in Lee County please visit

Are you looking for a HUD Approved Counseling agency to assist with financial counseling related to foreclosure or debt management?
 There are a number of HUD approved counseling agencies in the area.  Please click here for a list of resources.

How do I know if I am income qualified?
Each year the US Department of Housing and Urban Development and Florida Housing Finance Corporation distribute the income limits for the Cape Coral-Fort Myers Metropolitan Statistical Area.  Agencies will qualify clients based on this table and information provided by your employer and financial institution.  Below are the current income limits (subject to change).  Please be advised that these numbers differ for the Down Payment Assistance Program administered by Cape Coral Housing Development Corporation. 
Persons In Household                    Maximum Income CDBG/SHIP           Maximum Income NSP
1                                                                 $32,480                                                $48,720
2                                                                 $37,120                                                $55,680
3                                                                 $41,760                                                $62,640
4                                                                 $46,400                                                $69,600
5                                                                 $50,160                                                 $75,240
6                                                                 $53,840                                                 $80,760